Master Personal Finance Through Structured Learning

Join our comprehensive budgeting program designed for busy professionals who want practical skills they can use immediately. We focus on real-world applications, not theoretical concepts.

Start Your Journey
Students collaborating on financial planning exercises

What You'll Actually Learn

Our curriculum builds from basic money management to advanced budgeting strategies. Each module includes hands-on exercises using your real financial situation.

1

Financial Foundation Building

Start with understanding where your money currently goes and why traditional budgeting often fails.

  • Income and expense tracking systems
  • Identifying spending patterns and triggers
  • Setting up automated savings structures
  • Emergency fund strategies for different income levels
2

Smart Budgeting Methods

Learn multiple budgeting approaches and discover which one fits your lifestyle and personality.

  • Zero-based budgeting implementation
  • 50/30/20 rule variations and customization
  • Envelope method for digital banking
  • Priority-based spending allocation
3

Debt Management Strategies

Practical approaches to reducing debt while maintaining your quality of life and avoiding extreme measures.

  • Debt snowball vs avalanche methods
  • Negotiating with creditors effectively
  • Balance transfer and consolidation options
  • Building credit while paying down debt
4

Investment Planning Basics

Simple investment concepts that complement your budgeting efforts without requiring extensive market knowledge.

  • Index fund basics and selection criteria
  • 401k optimization and employer matching
  • Tax-advantaged account strategies
  • Risk assessment and portfolio balance
Interactive workshop session with financial planning tools and calculators

Learn From Practitioners, Not Just Theorists

Our instructors have spent years helping people in Vietnam navigate financial challenges. They understand the local banking system, economic conditions, and cultural factors that affect personal finance decisions.

Financial instructor Dmitri Kolberg

Dmitri Kolberg

Lead Financial Educator

Dmitri has helped over 200 families restructure their finances during his eight years in banking. He specializes in debt consolidation strategies and emergency fund planning for middle-income households.

Investment advisor Ragnar Solberg

Ragnar Solberg

Investment Strategy Advisor

Former investment advisor who now focuses on teaching practical investment concepts. Ragnar believes in simple, low-cost investment strategies that work for busy professionals without constant monitoring.

Budgeting specialist Ferenc Novak

Ferenc Novak

Budgeting Systems Specialist

Ferenc develops budgeting systems for small business owners and freelancers. His background in both corporate finance and entrepreneurship helps students understand different approaches to money management.

Program Structure and Commitment

This isn't a quick-fix course promising overnight results. We've designed a 12-week program that gives you time to implement each concept and see real changes in your financial habits.

Classes meet twice weekly for 90 minutes each session. You'll spend about 3-4 hours per week on coursework, including practical exercises with your actual budget and financial goals.

What's Included

  • 24 live instruction sessions with Q&A time
  • Weekly one-on-one progress check-ins
  • Digital workbook with templates and calculators
  • Access to our private student community forum
  • Six months of email support after completion
  • Certificate of completion for professional development

We start new cohorts in September 2025 and January 2026. Each group is limited to 15 students so everyone gets individual attention during the practical exercises.

Ready to Take Control?

Next cohort begins September 15, 2025. Early registration includes bonus materials and a pre-course financial assessment.

Reserve Your Spot